Before traveling, it’s worth taking a few minutes to understand what protection you already have.
Many U.S. health insurance plans provide limited coverage outside the country and may not pay direct to international medical facilities upfront.
(Did you know - many hospitals require payment before treatment from international travelers.)
Credit card travel benefits can be helpful for things like trip delays or cancellations, but many times provide little or no coverage for medical care or emergency evacuation. A dedicated travel insurance policy is designed specifically for travelers and can include emergency medical treatment abroad, coordination with hospitals (including translation), medical evacuation if necessary, trip interruption protection, baggage coverage, and 24/7 travel assistance.
The questions below can help you review what your existing coverage actually provides — and identify any gaps before you leave home.
